MDPhysician DOPhysician DDSDentist DMDDentist PAPhysician Assistant NPNurse Practitioner CRNANurse Anesthetist ODOptometrist DPMPodiatrist Residents& Fellows

Why medical professionals choose MedLoan Advisor

These medical mortgage programs are designed for medical professionals—MDs, DOs, dentists (DDS/DMD), optometrists (OD), podiatrists (DPM), PAs, NPs, and CRNAs, plus residents, fellows, and senior hospital administrators.

01
0% Down Payment

Finance up to $1,000,000 with no money down on a primary residence. 5% down up to $1.25M, with 10% options on higher loan amounts.

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02
No PMI Required

Skip private mortgage insurance entirely, keeping your monthly payment lower than a comparable conventional loan.

03
No Prepayment Penalties

Pay extra or pay off your loan early whenever you want, with zero prepayment penalties.

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04
Up to 45% Debt Ratio

Room for student loans and new-practice income, with debt-to-income ratios considered up to 45%.

Loan terms built for medical professionals

Real advantages you won't find in a standard mortgage—structured around a medical career and its timeline.

Down payment up to $1M
0%
Mortgage insurance (PMI)
$0
Prepayment penalty
$0
Maximum debt ratio
45%
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STATE AVAILABILITY

Where we can help you

Medical mortgage programs are available in select states. If yours is highlighted below, you're covered. If not, reach out anyway - availability is expanding.

AvailableContact us to verify
AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
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Simple steps to secure your medical professional loan

3:25 min

Explore medical professional loan programs

Talk to a licensed specialist about your options

We connect medical professionals with a licensed loan officer who specializes in these programs and can walk you through the details. Share a few details and they'll reach out personally—no obligation.

Affordable rates, flexible options for you

Whether you’re purchasing your first home, refinancing, or looking for a personal loan, we make the process simple and stress-free. Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

"I couldn’t be happier with the service I received. The team guided me through every step, answered all my questions, and made mortgage process stress-free."
client
Blanche Field

Lovely Customer

"I couldn’t be happier with the service I received. The team guided me through every step, answered all my questions, and made mortgage process stress-free."
client
Stella Davis

Lovely Customer

"I couldn’t be happier with the service I received. The team guided me through every step, answered all my questions, and made mortgage process stress-free."
client
Dana Lake

Lovely Customer

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Medical professional financing insights

GET CONNECTED

Ready to find your program?

Tell us a bit about you and a licensed loan officer will reach out to discuss your options—no obligation, no hard credit pull. This is an information request, not a loan application.

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No hard credit pull · No obligation · 24-hour response · Secure & private

Get started today, our pre-approval made easy

Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

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