Medical Refinance

Reviewing mortgage documents with a loan officer

Refinance Using Your Medical Professional Profile

Already own your home? Put your medical professional profile to work to lower your rate, change your term, or tap into your equity — often with no PMI and no prepayment penalties.

Why refinance

  • Lower your monthly payment or shorten your term
  • Switch from an adjustable to a fixed structure for predictable payments
  • Access equity for renovations, education, or consolidating higher-interest debt
  • Remove mortgage insurance you may be carrying from a prior loan

Program highlights

  • No private mortgage insurance (PMI)
  • No prepayment penalties
  • Debt ratios considered up to 45%
  • Terms tailored to a medical professional's income

Who it's for

Current homeowners across the medical professions — MD, DO, DDS, DMD, OD, DPM, NP, CRNA, and PA.

Your next step

Share your goals and we'll connect you with a licensed loan officer to see what refinancing could look like — with no obligation.

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