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Physician mortgage vs. conventional loan: how the two compare on down payment, PMI, student debt, and loan limits, plus a simple way to choose.

Dentists with a DDS or DMD qualify for the same specialized home loans as physicians: low or no down payment, no PMI, and underwriting built for practice income.

Medical residents and fellows can buy a home with 0% down and no PMI, often closing up to 90 days before the first paycheck with a signed employment contract.

Physician and medical professional home loans explained: 0% down up to $1M, no PMI, no prepayment penalties, and who qualifies. For MD, DO, DDS, PA, NP, CRNA and more.